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The real cost of AI adoption nobody budgets for

AI promises faster development, lower costs and greater efficiency. But what happens when businesses invest in speed without the governance to control it? Malta-based Cleverbit Software examines the hidden costs of AI adoption and why, for financial services, fintech and iGaming businesses, faster code does not necessarily mean better results.

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Money & Relationships Anthony Bernard Money & Relationships Anthony Bernard
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The friendship wealth gap

What happens when one friend can afford five-star holidays while another is checking the price of a coffee? Dayna Camilleri Clarke speaks with Gestalt psychotherapist Miriana Ferrito about comparison, spending, shame and how to stop money from damaging a friendship.

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Financing the next generation economy

Finance can no longer be judged simply by how much business Malta attracts. FinanceMalta Chairman George Vella argues that the real test is whether capital can help build the industries, technologies and businesses that will drive the country’s next phase of growth.

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Economy Anthony Bernard Economy Anthony Bernard
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Malta is booming. Are you?

Malta’s economy is expanding rapidly, but headline GDP figures only tell part of the story. JP Fabri examines wages, productivity, property, investment and public spending to ask whether the country’s economic boom is translating into lasting prosperity for enough people.

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Geopolitics Anthony Bernard Geopolitics Anthony Bernard
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Follow the money

Russia invaded Ukraine. Europe responded by cutting Russian energy ties, rearming on a historic scale and becoming a far bigger customer of American weapons and LNG. Anthony P. Bernard follows the money and asks who benefits from Europe’s new security order.

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Opinion Anthony Bernard Opinion Anthony Bernard
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The price of integrity

Manuel Delia examines what happens when commercial opportunity collides with corruption, reputation and conscience, and asks whether Malta’s business environment makes doing the right thing unnecessarily expensive.

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Payments: What regulated firms should expect from their bank

For regulated financial businesses, securing a licence is only part of the challenge. Finding a banking partner that understands their operating model can be just as difficult. MONEY speaks with Multitude Bank Deputy CEO Dario Azzopardi about the infrastructure payment institutions, electronic money institutions and MiCA-authorised firms need to operate, expand and build long-term resilience.

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Wealth Anthony Bernard Wealth Anthony Bernard
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The new geography of wealth

As wealthy families spread their businesses, investments and lives across borders, managing fortunes is becoming increasingly complex. Paul Rostkowski explores how Malta can position itself as a trusted European hub for international private wealth, connecting financial services, family offices and global mobility.

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Enterprise Anthony Bernard Enterprise Anthony Bernard
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Every old business is a first chapter

Simon Azzopardi argues that family business succession should be about more than preserving what already exists. For Malta’s next generation of owners, the real opportunity is deciding what chapter two should become.

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Regulation Anthony Bernard Regulation Anthony Bernard
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Can following the rules make you richer?

Regulations are usually seen as a costly burden on business. But what if following the rules could actually improve your bottom line? Stephen Mallia explores how European product safety standards, certification and regulatory compliance can become powerful commercial advantages, helping businesses reduce risk, protect margins, build customer trust and gain an edge over competitors.

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Beyond the deal

What happens after a property deal is signed can matter just as much as the deal itself. Neil Scicluna Debono, real estate administrator at Tumas Group, discusses the often-overlooked work behind successful property investments, from lease management and regulatory compliance to tenant relationships and long-term asset protection.

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Investing Anthony Bernard Investing Anthony Bernard
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Europe wants your money

Europeans have trillions sitting in bank accounts, and Brussels wants to put that money to work. But what does the EU's push to turn savings into investments mean for Malta, where households are among Europe's most diligent savers? Vanessa Macdonald examines the opportunities, risks and bigger questions behind Europe's plans for your money.

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Beyond the boom

As Malta's property market matures, Zanzi's Steve and Michael Mercieca discuss technology, trust, governance and why the next decade will favour disciplined operators over growth-at-all-costs ambition.

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Planning Anthony Bernard Planning Anthony Bernard

Who governs Malta's built future?

Malta has approved nearly 88,000 homes in a decade, but who is shaping the country's built future? Vanessa Macdonald examines planning, sustainability, governance, and the competing visions that define tomorrow's Malta.

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Placemaking Anthony Bernard Placemaking Anthony Bernard

The business of belonging

As Malta's urban landscape evolves, psychosocial coach Claire Bugelli explains why belonging, community and human connection should become central considerations for developers, architects and anyone shaping the built environment.

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