When the Facebook account of Anthony P. Bernard, Be Communications' managing director and editor, was hacked, he expected a recovery process — not a digital maze. What followed was months of conflicting decisions, vanished business pages, a fictitious Instagram "violation", a fake hacker appeal link, and support loops that led nowhere. He explains how one hack spiralled into a full-blown business risk — and why he's still fighting for accountability.

From record visitor numbers to record scrutiny, Malta's tourism model is at a turning point. In this MONEY cover story, Tumas Group's Ray Fenech talks quality over volume, governance and reputation, sustainability, and the next generation of leaders shaping how Malta competes – and wins – in the decade ahead.

As more and more Maltese workplaces wake up to the reality of adult ADHD, Dayna Camilleri Clarke speaks to Professor Nigel Camilleri to uncover how practical, low-cost adjustments can unlock talent, strengthen teams, and build more resilient organisations.

Malta’s four-day week debate is growing louder. Lea Hogg examines the 100-80-100 model—100% pay, 80% hours, 100% output—and argues for targeted pilots. Start in digital, measurable roles, track output per hour, turnover, sick days and SLAs, then scale on evidence.

For sixty years, hotels have underpinned Malta’s tourism success. Today, record arrivals, planning reforms and global brands are reshaping hospitality. Justin Mizzi (QP) and Kris Bartolo (Zampa Partners) show why Malta’s next era hinges on hotel branding, guest experience and value.

In the 21st century, leadership is less about control or metrics and more about creating environments where people can think, build and grow. For Lea Hogg, who has followed Malta’s entrepreneurs for years, SiGMA offers a valuable case study in a new mode of leadership she explores: cosmopoesis, the art of world-making.

Manuel Delia shows why EU buyers score integrity alongside price: ISO-backed anti-bribery, whistleblowing and audit trails lift technical points, cut vetting, and help Maltese bidders overcome reputational drag in tenders.

In Malta’s tight labour market, recruitment isn’t a simple HR admin task anymore. This feature unpacks the real costs of vacancies and bad hires, and when partnering with a specialist agency like M Recruitment, it delivers better value and local reach.

Licensed investment professional Paul Rostkowski explains how Maltese investors can avoid FOMO, stop chasing hot funds and build calmer, goal-based portfolios using a simple three-step framework: Purpose, Profile and Plan.

Fell for a fake bank text, courier link or “investment” pitch? This MONEY guide shows what to do in the first hour, who to contact in Malta, and how to build a refund case that banks and investigators take seriously.

Malta loves grants, schemes and startup PR – but are we really building an ecosystem? Simon Theuma argues real value lies in proximity, community and bottom-up founder culture, not subsidies.

Tumas Gaming’s new CFO, Roderick Attard, sets a discipline-first agenda—ROI-guardrailed refurb capex, BI/ERP upgrades and compliance-by-design—to rebuild trust, tighten KPIs and fund sustainable growth.

Malta’s financial sector is sound but underleveraged. JP Fabri argues for a shift from compliance to competitiveness—aligning regulation, capital and talent to fund SMEs, innovation and purpose-led growth.

FinanceMalta’s 18th Annual Conference returns on 19–20 November 2025 at Hilton Malta, themed “Redefining Finance: A Quality-Driven Future for Malta.” Expect record sponsorship, the Tree 4 U sustainability drive, and deep dives into ESG, digital assets, PE/VC and capital markets—spotlighting how Malta is raising standards while competing globally.

Malta’s companies are multiplying—and pressure on boards is rising. Age, gender balance, digital fluency and governance skills face scrutiny as regulators tighten. Vanessa Macdonald asks if change is fast enough.

Justin Mizzi breaks down how sharper pricing and tougher investor scrutiny are redefining Malta’s property bond market—rewarding transparent structures and sustainable cash flows.

Malta Development Bank CEO Alison Micallef outlines how guarantees and EU-backed tools can de-risk green, digital and inclusive projects—channelling private capital to SMEs and turning Vision 2050 into bankable outcomes.

Lea Hogg spoke with Dr Andrew Borg Cardona, employment law specialist, and Jesmond Mizzi, financial services expert, to explore whether Malta can defuse its looming pension time bomb - or risk leaving a generation financially stranded.

Manuel Delia argues Malta’s prosperity frays without integrity—warning that dependence on opaque finance and gaming risks democracy—and urging a pivot to transparent, rule-of-law-led growth with real innovation.

The old brief was simple: protect the pot and pass it on. Paul Rostkowski explains why a new, steadier approach is taking hold—keep a safe base, add a measured growth sleeve, and use Malta’s tidy fund structures to stay organised. It’s not about gambling; it’s about keeping ahead of inflation without losing sleep.

PKF Malta expands beyond audit and accounting, integrating advisory into its company services to deliver data-driven strategy, process re-engineering and growth support for Maltese businesses through expertise and PKF’s network.

QLZH Group completed the initial €6.8m tranche of its €12m secured callable bond programme, offering 5.5% and listing on the Malta Stock Exchange after a three-day full take-up.

With 100 outlets across Malta and Gozo, The Convenience Shop launches its new “My” brand architecture. CEO David Tabone explains what it means for customers, staff and Malta’s retail future.

This September, Maltese fashion house Charles & Ron unveiled its Spring–Summer 2026 Rebirth collection at F/ROW during New York Fashion Week. The highly anticipated show on 10 September marked a powerful creative statement in a world hungry for renewal.

Przemyslaw Koger explains how automation and AI are changing financial services, from live reporting to smarter compliance. He shares the skills and culture reshaping talent across fund administration, depositary and corporate services—helping teams work faster, smarter, and strengthen client trust.

Three lifelong friends are taking on Malta’s toughest endurance test—not for glory, but for good. The Point 2 Point Challenge sees Daniel Abela, Douglas Barbaro-Sant, and Joseph Casha run, swim, and cycle across Gozo, Comino, and Malta to raise €163,000 for Hospice Malta and the Children in Need Foundation. Their call is clear: donate today, and help transform lives.

As development surges ahead, MONEY asks: is sustainability just a buzzword, or a real responsibility? We speak to planners, activists, and architects about building a future grounded in accountability.

Housing Authority CEO Matthew Zerafa and Digitalisation, Legal, and Communications Executive Head Dr Brian Micallef have launched a new guide to help first-time buyers in Malta navigate the homeownership journey with expert advice and practical tools.

As new maritime rules roll out across the Med, Nicholas Barbara of BirdLife Malta speaks to Dayna Clarke Camilleri about sulphur limits, cruise ship emissions, and the urgent case for cleaner air in Valletta’s Grand Harbour.